Fleet and ABN Sales.
Personal service delivered to your door.
Successfully assisting local businesses, government agencies and not-for-profit community groups for over 37 years in the Illawarra, the City Motors Group offers an easy 'one-stop' service for all your vehicle purchase, finance and leasing requirements.
If you're looking for a new car, SUV or Commercial Van, speak to Michelle, Anthony, Andrew or Ben to arrange an obligation-free fleet consultation and test drive under our Corporate Privilege Program including:
Calculations on the Total Lifetime Cost of Ownership
Fleet Turnover Policy and attaining optimum Trade-In Valuations
Performance, Fuel Efficiency and Environmental Credentials
Comprehensive Passive and Active Safety Technologies
Preferential Pricing, ABN Discounts and other Ownership Benefits
Corporate Privilege Program
Clear Cost of Ownership
Cars Delivered to Your Door
Preferential Fleet Pricing
Easy Fleet Management
Optimum Trade-In Valuations
Flexible Lease & Finance Options
A Team you can Trust
Car Finance and Commercial Leasing.
Find the Best Solution.
Commercial Hire Purchase:
A Commercial Hire Purchase is a common finance option where the business or organisation hires and uses the vehicle asset until they make their final payment. Once all payments are made, ownership title of the vehicle transfers to the business or organisation.
A Chattel Mortgage is a popular finance option where the business or organisation owns the vehicle asset from the start of the agreement. In this case, the financier will secure the loan by registering a charge over the vehicle asset until the mortgage is paid in full.
A Finance Lease is an option where the financier owns the vehicle asset outright with the business or organisation to pay monthly rental for exclusive use. At the end of the lease term, the business or organisation has various choices to either maintain, trade-in or return the vehicle.
An Operating Lease is essentially a long-term car hire (with extra benefits), whereby the business or organisation benefits from the use of the vehicle without the hassle of ownership. The financier retains title but provides exclusive use of the vehicle in exchange for monthly payments. The business or organisation can also choose to include or exclude a range of normal vehicle operating costs within the one lease payment including fuel, tyres, service and maintenance, annual registration, roadside assistance, carbon offsets and even driver training. At the end of the lease term, the business or organisation can simply return the vehicle.
A Novated Lease (also referred to as "Salary Sacrifice") occurs when the financier owns the vehicle asset outright with the person's employer to pay monthly rental for exclusive use (usually from that person's pre-tax salary or overall remuneration package). In this instance, the arrangement reduces the taxable income of this person in order to enable the use of the leased vehicle. There may also be tax advantages for using this leasing option via the reduction in taxable income. The person can also choose to include or exclude a range of normal vehicle operating costs within the one lease payment including fuel, tyres, service and maintenance. At the end of the lease term, the person has various choices to either maintain, trade-in or return the vehicle.
DISCLAIMER: The information above is for informational purposes only. This information is general in nature and does not take into account your personal, business or organisation's circumstances, nor does it constitute financial, accounting, tax, or business advice. The City Motors Group recommends that you and/or your business/organisation review all relevant documentation, terms and conditions to form your own opinion and/or seek independent advise as to the financial, accounting, or tax consequences before entering into any financial or leasing arrangement.